Saturday, November 1, 2008

Halloween Fraud

My credit union is really good about notifying me when there are out-of-the-ordinary charges on my credit card. At times, it feels they are too good. Several months ago, Marcie and I were shopping up North and I got a call when we were in the car on the way home. I had to call their fraud department and verify charges I'd made that day. I remember saying to Marcie, "Geez, I haven't spent that much money have I?" She told me that it was just different than my normal spending pattern. Charges made in a different location, close together...

I got another one of those verification calls yesterday right after I got home from work. I didn't think much of it, called the 800#, but this call was different. I didn't recognize the charges they listed off. I went on-line to look at my account and there was a $1 I-Tunes charge and right after it four charges within seconds of each other from some odd "billing" website. I have used I-Tunes, but haven't done anything with that account in a couple of months. I didn't even recognize the other website and when I pulled it up it listed only very generic information. To even look up a charge you had to enter your credit number (I'm not that dumb!). The credit card company said it appeared to be fraudulent use of my card and it would be canceled. I have to report this to my local police department and then pick up a "fraud packet" at the credit union. This is the card I use to pay all almost all of our bills. This is going to be as much of a pain as changing my name! Grrrrrr!

I'm thankful that this was caught early, but feeling very confused and angry this has happened. Wow - some Happy Halloween! I think I need some more candy.

1 comment:

Anonymous said...

Had the same kind of thing happen to us several months ago... Except there it was our debit card being used for gas in another state?! I called WSECU and reported it immediately but they wouldn't take the charges off unless I filed a police report. Filing a report with the locals meant a two-three absence from work... and even then they admitted they couldn't do anything about it since the actual "theft" took place in another state. VERY FRUSTRATING.


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